Sending Violation Demand Letters
The Law Office of Leslie Kramer works with select credit repair companies across Oklahoma and certain states around the United States in representing our mutual clients when a FDCPA or FCRA violation is discovered. Once the client hires the law firm, they will send a violation demand letter on behalf of the client demand a certain amount of money from the data furnisher. This creates the leverage to create a deal quickly and with out the need to file a lawsuit against the data furnisher.
Program Highlights
Caveats of Sending Violation Demand Letters
The violations that we most commonly go after
Interest on Account
What are we looking for in the letter from the data furnisher?
We are looking for the word “Interest” appearing anywhere in the letter. We want to see the letter even if the Interest = $0.00. There may be a violation if this word appears in the collection letter.
What do you need to upload to us?
The letter with the word “interest.”
What are the currently known data furnishers with a potential violation?
- IQ Data International
- Hunter Warfield
- AWA Collections
- Allied Collection Services
Demand does not match documents
What are we looking for in the letter from the data furnisher?
We are looking for a demand letter that is accompanying the “proof” of debt shows one amount due BUT the “proof” of debt they attach does not have that dollar amount anywhere on it. A solid example is if a debt buyer were to respond to a validation letter you sent with a demand letter attached to some documents that are supposed to prove the client owes the debt. But upon further examination, the documents attached do not confirm the amount demanded in the debt buyers letter. There may be a violation if this occurs.
What do you need to upload to us?
- The letter sent from the data furnisher with all documentation sent.
- Access to credit monitoring to the client
What are the currently known data furnishers with a potential violation?
- All Debt Buyers
- Apartment Debt Collectors
- All data furnishers
Overshadowing
What are we looking for in the letter from the data furnisher?
- Placeholder
What do you need to upload to us?
- Placeholder
What are the currently known data furnishers with a potential violation?
- Placeholder
Not Reporting Consumer Dispute
What are we looking for in the letter from the data furnisher?
- Placeholder
What do you need to upload to us?
- Placeholder
What are the currently known data furnishers with a potential violation?
- Placeholder
Manufactured Documents
What are we looking for in the letter from the data furnisher?
- Placeholder
What do you need to upload to us?
- Placeholder
What are the currently known data furnishers with a potential violation?
- Placeholder
Non Response to Validation Request
What are we looking for in the letter from the data furnisher?
- Placeholder
What do you need to upload to us?
- Placeholder
What are the currently known data furnishers with a potential violation?
- Placeholder
Overshadowing
What are we looking for in the letter from the data furnisher?
- Placeholder
What do you need to upload to us?
- Placeholder
What are the currently known data furnishers with a potential violation?
- Placeholder
Overshadowing
What are we looking for in the letter from the data furnisher?
- Placeholder
What do you need to upload to us?
- Placeholder
What are the currently known data furnishers with a potential violation?
- Placeholder