You have the right to dispute the inaccuracy with the credit reporting agencies (CRAs) under the Fair Credit Reporting Act (FCRA). You should send a written dispute letter to each of the three major credit bureaus (Equifax, Experian, TransUnion) detailing the error and providing any supporting documentation you have. Kramer Law Firm can assist you in drafting a strong dispute letter and advise you on the next steps if the error is not corrected.