If you have been served with a lawsuit for a debt, it is crucial to take immediate action. You typically have a limited time (usually 20 days in Oklahoma) to file a written answer with the court. Failure to do so can result in a default judgment against you. Contact Kramer Law Firm as soon as possible so we can review the lawsuit, assess any potential defenses you may have (such as the debt being time-barred by the statute of limitations), and file a proper response on your behalf.